Author: Website Administrator

This cover is over and above ‘Invoice Cover’, where in case of a total loss of vehicle, the insurer will pay the cost of road tax for the new vehicle purchased.

This cover is required if paid/salaried drivers are employed. There is a legal liability for the owner to protect such paid drivers during their working hours under the workmen compensation act.

Baggage, personal belongings of the insured, if lost in an accident is covered under this add on. 

This cover pays for the cost of hiring an alternative vehicle if the insured vehicle is stolen or while under accidental repairs.

This cover pays for money spent on nuts and bolts, screen washers, engine oil, etc. in the event of accident to the vehicle which are normally not paid under standard motor policy. 

This is a personal accident cover for all passengers based on the seating capacity of the vehicle.